Carrie Espinosa
Owner & Principal Advisor
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Kristin Espinosa
Office/Operations Manager - Bilingual
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Maria G Chutich
Director of Business Development
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Sheri Hokin
Employee Benefits & Medicare Specialist
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Elana Cepa
Individual Health and Life Specialist
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We provide our clients with a refreshingly personal approach to benefits. We are a hire-to-retire solution, focused exclusively on health & welfare benefits for small to mid-size employers. We also offer individual health and life, along with senior benefits and can be your insurance partner for life. We are a full-service brokerage, which means that we come alongside you to understand your needs and goals in order to recommend the products and services to best meet them. And we provide amazingly outstanding service, along with annual reviews. You are unique, and your benefits solution should be too.

Our Mission

Our Mission is to revolutionize the insurance experience by providing clarity and ease to the benefits process. We empower our clients to know how to choose and use their benefits. We advise, broker and advocate for our clients. Our commitment to you:

  • Transparent pricing
  • Clear, easy-to-understand information
  • Custom solutions tailored to your needs
  • Dedicated support staff
  • Ongoing benefits education
  • Proactive cost control